Compound interest

FV = P(1+r/n)nt

P=1 t
10 20 30
     r      5%
n=1:

n=10:

n=100:
 
n=1:

n=10:

n=100:
 
n=1:

n=10:

n=100:
 
10%
n=1:

n=10:

n=100:
 
n=1:

n=10:

n=100:
 
n=1:

n=10:

n=100:
 

Using 1 for P makes all the results multiples of P, the starting principle, whatever it is.
FV = (1+r/n)nt
When n=1, FV = (1+r)t